By using a specialist
There is now a wide choice of mortgage lenders offering an even wider selection of mortgage options. Choosing the best product can be difficult though, especially if you are short on time to research. A specialist adviser can help you decide, and specialist lenders often have better rate options for doctors.
Specialists access better rates
They know the best deals for you
To obtain mortgages for doctors, specialist lenders can allow you to access better rates than those options available to every other customer. Specialist broker know which lenders are better to deal with for certain applications, so they can be selective and provide guidance to you accordingly.
As a doctor with a steady income stream, lenders recognise your profession as stable and subsequently can offer lower rates than those other professionals can access.
Of course, you still need to provide all the usual evidence of affordability on the application form, where the lender calculates if they believe you can afford the monthly repayments.
Specialists understand what you do
They talk your language
Using both specialist mortgage brokers and specialist lenders means they understand what you do, so you don’t have to explain as much as you progress.
They understand how the income works with the NHS, if this applies, and indeed how practices are operated and managed.
A specialist will talk to you on your level, and understand the language you use too, all together adding to an easy mortgage process.
Specialists know you are busy
They save you time
Specialists that work with doctors and dentists all day every day, understand you are busy professionals, and getting time for you to speak about admin matters during the day, isn’t always easy.
Specialists will work with your schedule and make themselves available during after-work hours.
In light of the fact you don’t have much time on your hands, specialist advisers will also take care of all the leg-work, making it much easier for you to manage your mortgage application.
Need help with a mortgage? Speak to Chris
For all your mortgage requirements as a doctor, please speak to Chris, our specialist mortgage broker for doctors and dentists.
Tel: 01403 780 770