As specialist mortgage providers, Dental & Medical Financial Services provide dentists and doctors with expert professional advice on a whole range of products, including buy-to-let.
If you work in the dental and medical professions and are thinking about obtaining a property for investment or income purposes, then a buy-to-let mortgage is tailored to this type of purchase.
A buy-to-let mortgage, which can also be called an investment mortgage, differs from a standard residential mortgage because a lender will take into consideration the rent you will earn from the property as the primary source of income for affordability purposes.
However, finding the right buy-to-let mortgage has recently become more complex. A successful buy-to-let mortgage is to not only choose the right property but to plan your finances in advance.
Step 1 – choose the right property, with practicalities and profit in mind
Step 2 – ensure you have the right mortgage, in line with your future financial plans
Step 3 – carefully select the right tenant and agent (if applicable) to minimise your time commitment in maintaining the property
This is for illustration purposes and advice from a mortgage advisor is required
"Having been so disappointed with high street lenders, I have used Darren Scott-Guinness and his team to arrange a mortgage on 2 occasions. He offers a truly bespoke service that not only is professional and most efficient but friendly and personal. He is always contactable and has managed to secure us an excellent mortgage deal in a very difficult financial market. I have no hesitation in recommending him and will continue to rely on his financial advice in the future."
Mr Luff, Consultant Surgeon