Life insurance for dentists ensures that if you died unexpectedly, the financial risk to your family is mitigated. It can be used to pay off debts, such as a mortgage, as well as leaving money to replace your income. As independent financial advisers, we can help you assess your requirements and recommend the best protection for you and your family.
If you already have life insurance, Dental & Medical Financial Services can review your existing cover, ensure that it is cost-effective and has been set up and structured in the correct manner, so it pays out to the people that matter to you the most and in the most tax-efficient way possible.
Life insurance for dentists is designed to pay a lump sum should you die during the term covered by your plan. Policy options include:
'Whole of life' policy – the term of the plan is covered throughout your entire life
'Term insurance' policy – this specifies the number of years that the cover runs for
Just how much money your life insurance policy will pay out is entirely up to you, although we can help you to ascertain what is suitable for your needs and budget.
Terminal Illness Cover
Total Permanent Disability
Waiver of Premium