It’s always best to do some research about the housing market before you meet with a mortgage adviser. So, if you’re ready to get started on your home buying journey, but don’t know where to start, we’ve got some tools to help you.
This article does not constitute advice. Professional advice should be taken prior to acting on any part of it. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Property prices
Be sure to check out our monthly property price update to stay abreast of the changes in the market. It’s good to have an idea of the state of affairs of the wider economy, too. The more information you’re armed with before meeting with an adviser, the better.
Mortgage tools
Whether you’re trying to get on the property ladder or even upgrade to a new home, you’ll want to familiarise yourself with what kind of deals are available on the market. It will help to set your expectations about what you can afford and where to focus your search. Use our mortgage finder and financial calculators to check the kinds of offers available and what your finances could look like.
How does our Mortgage Finder work?
Input some information into the mortgage finder – the purpose of the mortgage, the type (residential or buy-to-let), potential property value and deposit amount, select a potential term and you’ll get your results.
You can get an idea of the rates being offered, fee estimates, and monthly repayment costs. Coming prepared with this information will expedite the process with your adviser. They can concentrate on your personal information which might help get you a better deal.
We have a few more mortgage calculators to help you:
- Mortgage Affordability Calculator
- Loan Calculator
- Mortgage Cost Calculator
- Mortgage Loan Calculator
- Downloadable Affordability Calculator (Excel)
Working with an adviser is the advantage you need during your property and mortgage search.
But before you meet with anyone, make sure you get to know what’s out there. Once you begin working with a mortgage adviser, they’ll be able to provide access to the best lenders and deals for you.
We have a wealth of tools available to help you. We also happily provide our clients with a mortgage review to find out what deals are available and right for you.
So get in touch with our mortgage expert, Chris, who has a decade of experience working with lenders on behalf of clients. He’ll happily sit down with you virtually to help you through the process. Contact us today.
Need help to secure a low-cost mortgage?
Mortgages | Buy to Let | Property | Mortgage Planning |
Dental & Medical Financial Services have been helping doctors and dentists with finding low-cost mortgages for your home and investment properties for over 25 years. Call Chris to discuss your options.
Tel: 01403 780 770