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If you are employed by the NHS, then you will have recently received your Pensions Savings Statement for the 2019/20 tax year. Now you might be wondering about special arrangements that apply for you in relation to your annual allowance charges. Let’s explore the options.

For thirty years, Dental & Medical Financial Services have been helping medical professionals in all sectors across the UK, to achieve their financial goals and dreams. How are we different?

Retirement is a time in life that we generally look forward to and financially plan towards, to ensure that we can enjoy it to the maximum. Early retirement is a common financial goal for doctors and dentists – but it isn’t for everyone. Here are five reasons for and against early retirement.

Pension triple lock guarantees generous state pension increases – keeping the rate consistent with whichever is the highest — inflation or average earnings growth, or 2.5%. In effect for nearly a decade, these increases might be on the way out after the government realises the full impact of the fallout from coronavirus.

After doctors left the NHS Pension Scheme in droves due to the tapered allowance rules, many are returning following changes instituted because of COVID-19.

It shouldn’t come as a surprise that during times of crisis, there are always people who will try to take advantage of the vulnerable. In response to those trying to capitalise on the fear and anxiety of those during the pandemic, regulatory bodies have stepped up to alert consumers about what to watch for and […]

Experts are predicting that we’ll be feeling the economic impact of the coronavirus outbreak for years to come. In particular, those in their prime working years with pensions invested in the stock market will feel their retirement plans greatly affected.

Life expectancy has been on the rise for decades and even though, in recent years, the statistics have remained quite static, thanks to ever-improving healthcare and technology, we can continue to expect it to increase. When planning for retirement, don’t forget to take into account the possibility that you might live longer than you expect […]

Earlier this month, solicitors across the country braced themselves for ‘Divorce Day’ – the time of year that lawyers expect a higher than average number of enquiries from couples considering divorce. The financial stress of the holidays tends to strain many relationships so when people are back to reality and the working world, all that […]

Starting a pension plan isn’t easy for those who are self-employed – you’ll need to find the pension scheme yourself, you don’t have any employer contributions to boost it, and it’s difficult to stick to a regular savings plan when you might have irregular income.