As a dentist, your training and skills could be considered your most valuable asset as they enable you to enjoy the lifestyle you have become accustomed to. However, with this lifestyle can come serious financial commitment, not least to those closest to you who depend so heavily on your support – this is why income protection for dentists should be considered.
Long-term illness resulting in loss of earnings could have a serious impact on your finances. How would you and your family cope financially if you were unable to work as a result of injury or illness? How long could you survive, comfortably, without regular income before the financial situation becomes difficult?
Dental & Medical Financial Services specialise in providing the safety net you and your family needs, and we can offer a number of protection products from a select range of providers.
This form of health insurance is designed to pay you an income in the event of you being unable to work due to sickness, injury or accident. The key benefits of a dental income protection policy are:
Your standard of living can be maintained in the event of a claim
Your benefits are paid to you tax-free
You can continue to receive payments until you return to work, retire or die
The maximum you are allowed to insure is approximately 65% of your gross salary (net profit for those self-employed)
"I set up an Income Protection Policy with Medics Financial Services help. They first looked at my overall situation and provided me with all the advice I required. I felt listened to and was kept informed about the progress."
Dr Nuzhath Consultant Psychiatrist MBBS, MRCPsych.