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For thirty years, Dental & Medical Financial Services have been helping medical professionals in all sectors across the UK, to achieve their financial goals and dreams. How are we different?

The market for first-time buyers was already a struggle, due to rising property prices and a difficulty to save a sufficient deposit. Post Covid, many lenders have taken away high loan-to-value (LTV) products, leaving first time buyers with even fewer options. There are still prospects though.

Buy-to-let in the UK has been through the mill and it is no longer as attractive to many investors due to more stringent tax legislation. Taking everything into consideration in recent months, is it now worth considering a UK holiday let instead of a buy-to-let?

Finding out how much of a mortgage you can afford is one of the first things you need to do when it comes time to looking for a property. It’s crucial you know before finding your dream home to avoid disappointment as everyone is subject to the same affordability assessments from mortgage lenders. Here’s more […]

It’s always best to do some research about the housing market before you meet with a mortgage adviser. So, if you’re ready to get started on your home buying journey, but don’t know where to start, we’ve got some tools to help you.

In the past few months, the Bank of England has slashed the base rate twice. From 0.75% to 0.25%k then to just 0.1% – a record low. These rapid-fire cuts were made as a temporary measure to mitigate the impact of the coronavirus pandemic. But with the base rate already at rock bottom, is there […]

Recently, the government announced temporary changes to Stamp Duty Land Tax (SDLT). In England and Northern Ireland, the limit will be raised from £125,000 to £500,000 until 31st March 2021. Who could benefit from this SDLT holiday?

From graduation to retirement, your financial situation will continually evolve. Whether you’re focused on reducing debt, saving for a home, or maybe even building an investment portfolio, your priorities fresh out of university won’t be the same as when you’re an established professional with years of experience under your belt.

There’s some good news for those looking to buy property, with Stamp Duty Land Tax (SDLT) changes announced by Chancellor Rishi Sunak in his recent Summer Statement. The news will benefit buy-to-let and second home property investors, along with homeowners purchasing a new private residence and possibly those who wish to transfer property to a […]

While there’s no doubt that the property market is facing immediate challenges as a result of the lockdown to prevent the spread of the coronavirus, what does the future hold? Our mortgage expert, Chris Spurgeon, shares his thoughts on what the buy-to-let landscape might look like towards the end of the year.