Tel: 01403 780 770

If you think all your tough financial decisions are behind you when you reached retirement, think again. After saving and investing for decades, you’ll want to make sure you make the right choices when it comes to how you take an income when you retire. There are a variety of options, all with their own […]

A robust retirement plan ensures that you’ve covered all your bases and that you can live the lifestyle you want when you finally finish working. It’s important to not fully rely on your state pension payments as they can be insufficient. But here are some ways to ensure your retirement payout doesn’t disappoint.

Tax breaks on pension savings are meant to incentivise people to save throughout their lifetime so they aren’t dependent on the state during retirement. Unfortunately, with the economy in need of recovery after the coronavirus outbreak, tax relief has come under fire.

To encourage people to save for retirement, the government will pay tax relief on your pension contributions. Which means that your pension provider can claim tax back from HMRC and then add that amount to every contribution you make.

After decades of hard work, is this year finally the year you’re able to retire? If you’re planning to retire before the end of 2021, here are a few tips to make sure you’re ready for life after work.

Historically, property has always been a great investment. One that people often count on as part of a long-term retirement plan. However, it’s important that it’s not the only element in your plan and that you’re not investing in property at the expense of contributing to a pension.

For most people, they count down the days to their retirement. But others, for whatever reason, are deciding to continue working and put off dipping into their retirement savings. What’s brought about this change and should you follow the trend?

Whether you’re approaching retirement age, or just beginning your retirement planning journey, it’s important you feel confident that your pension is going to finance your future plans and provide the lifestyle you want once you stop working.

What are your dreams for after you’ve retired? Do you want to travel the world? Acquire new skills or immerse yourself in hobbies? Maybe you want to visit friends abroad. Whatever you’ve set your heart on, a carefully structured pension plan will help you get there.

The state pension increases each year – keeping the rate consistent with inflation, average earnings growth, or 2.5%, whichever is the highest. With wages set to rise by 4.6%, we could have the highest increase in a decade soon.