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In the last ten years alone, the UK has faced the credit crunch, self-certification loans ending, affordability tests becoming stricter, interest-only lending becoming tougher, and buy-to-let landlords seeing their profits shrink. And now, Brexit as well as a global pandemic. With all that, what else could be in store for the mortgage market in the […]

Every financial decision you make now has an impact on your financial health in the future. Don’t leave financial planning to the last minute – be prepared to hit the ground running in 2020 with these top tips from our experts to help you achieve your goals next year.

If you’re looking to buy a new property in 2020, make sure you’re fully prepared for the financial aspects and the time it can take when choosing a new mortgage deal. Our mortgage expert, Chris shares some things to think about when switching mortgage deals.

Porting your mortgage means taking your current mortgage deal with you to a different property. Whether you’re upgrading or downsizing, the idea is to keep the same lender, interest rate, loan amount and terms and conditions.

It seems that 2019 is the year to remortgage. According to UK Finance, there have already been 119,000 borrowers who have changed lenders for a better mortgage deal halfway through the year, with the trend expected to continue in the latter half.

Taking on a mortgage is one of the biggest financial commitments you will ever make, so it’s crucial you take the time and effort to secure the right deal for you. We know the mental and physical demands put on dental or medical professionals. We also know that you could do with some support through […]

Our very own money saving expert, Chris Spurgeon shares why now is the right time to fix your mortgage – and which option might be best.

Slowly, but surely, it seems that the benefits of being a ‘part-time’ landlord are eroding. Within the last few years, landlords have seen new legislation passed, tax regulations tightened, relief lessened, mortgage standards tightened, and their profits threatened. Will 2019 finally be the year that amateur landlords become a thing of the past? Some financial […]

This month, Independent Mortgage Adviser, Chris, looks at unraveling the mystery about why so many people remain on an SVR when mortgage rates are so low. Read more, including this month’s BEST RATES, here.

This month, Independent Mortgage Adviser, Chris, looks at the new mortgage with a 0.89 percent interest rate. Are the fees worth the low rate though? Read more, including this month’s BEST RATES, here.